预算和储蓄

Sticking to 和 maintaining a monthly budget will help you to reach your financial goals by allowing you to save money. Think about investing additional income which can help you to reach your goals quicker. For first time budgeters 和 investors, it is beneficial to write down your financial goals 和 your monthly budget. 使用 这个预算示例 开始吧.

Make sure to clearly differentiate needs (housing, groceries, bills, etc.) from wants (ski pass, concert tickets, coffee, eating out, etc.). Focusing your spending on needs will allow you to set money aside for savings 和/or to help pay off debts.

Using a budget 和 focusing on your needs does not need to limit your ability to have fun as a student 和 explore all that Denver 必须提供. 作为一名学生, you will have countless opportunities for discounts simply by showing your student ID or 杜区 卡. 利用 技术的折扣 through the DU Bookstore 和 free or extremely discounted tickets to athletic events.

Budgeting 和 saving is important throughout your lifetime. 利用 这个工具 to explore your career options 和 earning potential to help budget as you prepare for your first job upon graduation.

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